Dec 10, 2019 | Monthly Commentaries
“It was time to raise the bar higher, or lower if you’re doing limbo.” Frank Edwin Wright III (Tre Cool) In limbo, the bar has been set, or more appropriately lowered, to an astonishing height of 8.5 inches. On September 16th, 2010, Shemika ‘The Limbo Queen’ Charles...Nov 13, 2019 | Monthly Commentaries
“If you think this has a happy ending, you haven’t been paying attention.” Ramsay Bolton In the game of thrones, you win, or you die. In the game of loans, death is unlikely, but great pain and suffering could be in store for some players. Fuelled by strong investor...Oct 9, 2019 | Monthly Commentaries
“If you consider the contribution of plumbing to human life, the other sciences fade into insignificance.” James P. Gorman (CEO Morgan Stanley) The repo market is often referred to as the plumbing of the financial system. And much like the plumbing in your house, it...Sep 10, 2019 | Monthly Commentaries
“I think people make way too much of ratings.” Walter Cronkite Last month we asked when was the last time you gave an Uber driver less than five stars. The question segued into an examination of factors that can lead ride-share users and credit agencies to inflate...Aug 13, 2019 | Monthly Commentaries
“If you’re the police, who will police the police?” Lisa Simpson to Homer When was the last time you gave an Uber driver less than five stars? It seems to have become the de facto rating. As per one driver’s t-shirt, ‘if you’re alive when you arrive, that’s a five.’...Jul 10, 2019 | Monthly Commentaries
“Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair.” Sam Ewing In 1970, you could strut to your local store and style yourself in the latest bell bottom jeans, belted turtleneck, and platform shoes,...
